What happens if you dont pay pag ibig loan?

1. What happens if you dont pay pag ibig loan?

Small at it may be, for some reasons, some members who availed of the Pag-IBIG MPL Loan miss paying for amount as scheduled. In such cases, the Pag-IBIG Fund imposes a penalty equivalent to 0.5% of the unpaid amount for every month of delay.

2. what can be the possible research question? in pag ibig loan?​

Answer:

YES. A qualified Pag-IBIG member who has an existing housing loan may avail himself of an additional housing loan for the following purposes: a lot purchased/refinanced through a Pag-IBIG housing loan; Home improvement;

Regardless of the mode of settlement, unpaid amount due and demandable shall be subject to a penalty of 1/20% of 1% for every day of delay.

3. pag ibig o housing loan..paano ito nagdudulot ng kabuhayan ?

Answer:

nag papautang ito ng puhunan

4. Good day! This refers  to your Multi-purpose Loan  (MPL)Application with Pag-IBIG Fund Cubao Branch. Upon evaluation , we are unable to process your  application because of the following reason/s:1. Not qualified to loan. Member is in default of his current loan.For any inquiries or question please call 87244244. No verification in this CP#.coz this is Work From Home.Thank you and stay safe☺ tagalog pls​

Answer:

DI KA DAW QUALIFIED SA LOAN

Explanation:

5. The business availed a P20,000 loan from the bank, payable within 6 months. what are the account titles to be used?​

Answer:

yellow money

Explanation:

cuz its yellow

6. Analysis 88. Entity A had a cash balance of ₱310,000 at the beginning of the period. During the period Entity A had the following transactions: • Rendered services worth ₱420,000, on account. • Obtained a ₱500,000 loan. • Collected ₱270,000 accounts receivable. • Paid total expenses of ₱680,000. • Paid half of the loan. How much is the ending balance of cash? *

Answer:

-390 is the ending balance of cash. Hope it helps

7. I. assignment of accounts receivable means that a borrower called the assignor transfers its rights in some of its accounts receivable to a lender called the assignee in consideration for a loan.

Assignment of accounts receivable is a lending agreement whereby the borrower assigns accounts receivable to the lending institution. In exchange for this assignment of accounts receivable, the borrower receives a loan for a percentage, which could be as high as 100%, of the accounts receivable.

The borrower pays interest, a service charge on the loan, and the assigned receivables serve as collateral. If the borrower fails to repay the loan, the agreement allows the lender to collect the assigned receivables.

KEY TAKEAWAYS

Assignment of accounts receivable is a method of debt financing whereby the lender takes over the borrowing company's receivables.

This form of alternative financing is often seen as less desirable, as it can be quite costly to the borrower, with APRs as high as 100% annualized.

Usually, new and rapidly growing firms or those that cannot find traditional financing elsewhere will seek this method.

Accounts receivable are considered to be liquid assets.

If a borrower doesn't repay their loan, the assignment of accounts agreement protects the lender.

Understanding Assignment of Accounts Receivable

With an assignment of accounts receivable, the borrower retains ownership of the assigned receivables and therefore retains the risk that some accounts receivable will not be repaid. In this case, the lending institution may demand payment directly from the borrower. This arrangement is called an "assignment of accounts receivable with recourse." Assignment of accounts receivable should not be confused with pledging or with accounts receivable financing.

An assignment of accounts receivable has been typically more expensive than other forms of borrowing. Often, companies that use it are unable to obtain less costly options. Sometimes it is used by companies that are growing rapidly or otherwise have too little cash on hand to fund their operations.

New startups in Fintech, like C2FO, are addressing this segment of the supply chain finance by creating marketplaces for account receivables. Liduidx is another Fintech company providing solutions through digitization of this process and connecting funding providers.

Financiers may be willing to structure accounts receivable financing agreements in different ways with various potential provisions.

Special Considerations

Accounts receivable (AR, or simply "receivables") refer to a firm's outstanding balances of invoices billed to customers that haven't been paid yet. Accounts receivables are reported on a company’s balance sheet as an asset, usually a current asset with invoice payments due within one year.

Accounts receivable are considered to be a relatively liquid asset. As such, these funds due are of potential value for lenders and financiers. Some companies may see their accounts receivable as a burden since they are expected to be paid but require collections and cannot be converted to cash immediately. As such, accounts receivable assignment may be attractive to certain firms.

The process of assignment of accounts receivable, along with other forms of financing, is often known as factoring, and the companies that focus on it may be called factoring companies. Factoring companies will usually focus substantially on the business of accounts receivable financing, but factoring, in general, a product of any financier.

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Hope it helped

8. Which of the following increasing cash balance?a. Bank not granting loanb. Debtors paying to the companyc. Loan repayment to creditorsd. Sale of stock on account​

Answer:

C.Loan repayment to creditors

9. Prepare a Statement of Financial Position using the following accounts. Cash - 10,000 ; Loans Payable - 82,500 ; Accounts Receivable - 7,600 ; Supplies - 7,300 ; Equipment - 22,000 ; Owner's Equity - (Solve for Equity) ; Accounts Payable - 27,400 ; Building - 118,000.

Answer:

haroo Po paaano ya ab aja

10. what is mortage loans in accounting​

Answer:

A mortgage loan is a loan with a lien on real estate so that the lender has collateral until the loan is repaid. On any given date, the borrower is liable for the unpaid principal balance plus any accrued interest expense up to that point. ... (Interest for future accounting periods is not reported as a liability.

Step-by-step explanation:

11. 7. Which is an equity account? a. Loan Payableb. Inventoryc. Petty cashd. Owner's drawing8. Which is a liability account?a. Loan Payableb. Inventoryc. Petty cashd. Owner's drawing​

Answer:

number 8 is a number 7 is c

Answer:

7.   d. Owner's drawing                                                                                                                                 because Owner's draws are usually taken from your owner's equity account.

8. a. Loan Payable

because Loans payable is a liability account listing the amount of any loan

Explanation:

pa brainliest

12. Activity 1,3InstructionPrepare a statement of Financial Position using account form: Learnerscan use any business name and the end of the current year for theheadingCash - 5,0Loans Payable-77.500Accounts Receivable 2.600-Supplies - 2.300Equipment -17,000Owner's equity - 40,000Accounts Payable - 22,400Building - 113,000​

Account Form Format:

HEADINGS

ASSETS LIABILITIES AND

OWNER'S EQUITY

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

AND!

if may nakalagay na more than 1 year sa Loans payable mo then lipat mo lng sa Noncurrent :)

I hope nakatulong ako sayo heehhe Goodluck ABM fam! :))

13. rey pedroso is considering a loan to finance her college education.he currently owes money on several charge account and credit card

Answer:

it's okey

Explanation:

we need it to have a credit card

14. What is the contrapositive of the statement "I will travel if I get the loan"?

Answer:

If I won't travel, then I don't get the loan

Explanation:

The statement "I will travel if I get the loan" can be change into an if-then statement: "If I get the loan, then I will travel". To form the contrapositive of the if-then statement, interchange the hypothesis and the conclusion (this is the converse statement), and then negate the converse statement.

Interchanging the hypothesis and conclusion gives us the converse statement: if I will travel, then I get the loan. Then, by negating the converse statement, we get the contrapositive statement: If I won't travel, then I don't get the loan.

f

15. 8. Which of the following statements about the interest rate of consumer andbusiness loans are correct?a. The business loan has higher interest than a consumer loan.b. Consumer loan has a higher interest rate than a business loan.c. Consumer loan and business loan are always equal in interest rates.d. The business loan has no interest rate, unlike consumer loan.​

Answer:

b.

Step-by-step explanation:

sana po makatulong po

16. which of the following statements best describe the principles of loan​

Most loan payments include both principal and interest. Principle is the amount of money that you borrowed. Interest is the price paid for borrowing money; this is usually expressed as a percentage. In an interest-only loan, the interest of the loan is paid off before the principal.

17. if a person wants to borrow money from a bank, he used his car to secure his loan. This statement is an example ofa. collateralb. amortizationc. business loand. consumer loan​

Answer:

a. collateral

Step-by-step explanation:

The term collateral refers to an asset that a lender accepts as security for a loan. Collateral may take the form of real estate or other kinds of assets, depending on the purpose of the loan.

18. 1. Which is an equity account?a. Loan payableb. Inventoryc. Petty cashd. Owner's drawings2. Which is a liability account?a. Loan payableb. Inventoryc. Petty cashd. Owner's Equity​

Answer:

1.Inventory

2.Inventory

Explanation:

secret

d

a

management accounting collge level

19. Which of the following statement about terms of payment for consumer and business loans is correct? a The business loan has a longer term of payment than a consumer loan. b. Consumer loan has a longer term of payment than a business loan. c Consumer and business loans are always equal in terms of payment d. Consumer loan has no specific term of payment, unlike a business loan.

I think the correct answer is letter D

20. Type account that refer to as debt of the company and requires real property as a collateral to secure the loan what the account title?the element of sfp? and its current or non current?​

Answer:

Questions po meton po ba??

21. No interest loans ano po bang ibig sabihin?

Mga utang na walang mapapatung na karagdagan sa paglipas ng panahon na hindi pa nababayaran.

22. anong ibig sabihin ng housing loan at policy loan​

Answer:

1. A housing loan is an agreement between a creditor and a borrower where a sum of money is lent for the acquisition of real estate property and related assets.

2. Policy loan is a loan program which you can avail from your GSIS life insurance policy.

Explanation:

hope it's help. )(≡^∇^≡)

Answer:

Housing loan

A housing loan is an agreement between a creditor and a borrower where a sum of money is lent for the acquisition of real estate property and related assets

Policy loan

The Policy loan is a loan program which members may avail of from their GSIS's life insurance policy.

23. PAG-IBIG made a special offer of 0% financing for 3 years,or a Php 33000 rebate on a php 250000 housing loan.On the other hand,a savings and loan association offered you a loan for 6% for 36 months.Wich deal offers smaller payment?​

Answer:

Ty sa point

Step-by-step explanation:

God bless you

24. Anong ibig sabihin ng loan​

Answer:

TAGALOG MEANING:

loan ay isang uri ng utang. Gaya ng lahat ng mga instrumentong utang, ang isang pautang ay nagtatakda ng redistribusyon ng mga ari ariang pinansiyal sa paglipas ng panahon sa pagitan ng umuutang at nagpapautang

ENGLISH MEANING:

A term loan is a loan from a bank for a specific amount that has a specified repayment schedule and a fixed or floating interest rate.

Answer:

Translate of loan to tagalog:Utang

Meaning:

a thing that is borrowed, especially a sum of money that is expected to be paid back with interest

Example:

borrowers can take out a loan for $84,000

Types of Loan:

Personal loans.

Auto loans.

Student loans.

Mortgage loans.

Home equity loans.

Credit-builder loans.

Loans from friends/family.

Payday loans.

Personal Loans

Credit Card Loans: ...

Home Loans: ...

Car Loans: ...

Two-Wheeler Loans: ...

Small Business Loans: ...

Payday Loans: ...

Cash Advances

Explanation:

Hope it helps

I need brainliest thanks

25. Assigned on a nonnotification basis accounts receivable of p5,000,000 to a bank in consideration for a loan of 80% of the accounts less a 5% service fee on the accounts assigned. the entity signed a note for the bank loan

Answer:

anong lesson po yan

Explanation:

paki dagdag po

26. MODIFIED TRUE or FALSE. Identify whether the following statements are TRUE orFALSE. Write T if the underlined word/s is/are correct for the statement, otherwise writethe correct word/s to make the statement correct.1. Business loans are money used to finance a business or to start a new business.2. Credit cards and car loans are example of business loans.3. Guarantors are the assets used to secure a loan which include real-states orinvestments.4. Consumer loan has higher interest rate than business loan.5. Consumer loan has longer term of payment than business loan.​

Answer:

1. T

2. F

3. T

4. F

5. T

Step-by-step explanation:

hope it help

27. marami ng ang mga produktong nabili ni gng.lopez dahil tapos na ang kanyang pag abot ng salary loan ng gsis at pag-ibig fund isulat ​

Answer:

What's More

Read and analyze each situation very carefully. Answer the items as required.

1. The area of a rotonda is 21.98 square feet. What is the length of its diameter? Hints: Actrele = r. 2r = d.= 3.14 , = , H

2. Find the volume of a Rubik's cube if one of its sides measure (x + 4) millimeters. Hint: Prube = 5

3. Write the polynomial function, P(X), with the zeros 2 of multiplicity three and -1. Hint: Write the zeros as factors.

4. A farmer has a poultry farm whose area is expressed by the polynomial function () = (x + 97x + 12) square meters. What is the actual land area of the poultry farm if x = 3 meters? Hint: Evaluate the function for the given length.

Explanation:

28. Which of the following increasing cash balance?a. Bank not granting loanb. Debtors paying to the companyc. Loan repayment to creditorsd. Sale of stock on account​

Answer:

I think its letter B,,, because if the debtors pays their credits and the original money they borrow from the company have been addedd by some interest,,then the company can gain money from that

Explanation:

sorry sa grammar

29. MODIFIED TRUE or FALSE. Identify whether the following statements are TRUE orFALSE. Write T if the underlined word/s is/are correct for the statement, otherwise writethe correct word/s to make the statement correct.1. Business loans are money used to finance a business or to start a new business.2. Credit cards and car loans are example of business loans.3. Guarantors are the assets used to secure a loan which include real-states orinvestments.4. Consumer loan has higher interest rate than business loan.5. Consumer loan has longer term of payment than business loan.​nonsense=report​

Answer:

1. TRUE

2. TRUE

3. FALSE

4. TRUE

5. TRUE

Step-by-step explanation:

not sure sa 4 and 5 sorry

hope it helps

30. Pag-ibig Housing LoanPatunayan kung paano ito nagdudulot ng makabuluhang buhay sa pamamagitan ng pagtukoy sa karapatang pantao na itinataguyod ng programang ito​

Ang tao ay may karapatang mabuhay at magkaroon ng magandang buhay (Right to life and a disenteng pagkakaroon).

ito ay isang karapatang suportado ng PAG-IBIG HOUSING LOAN, sa pamamagitan ng programang ito nakakakuha kami ng magandang bahay. Pinahihintulutan ka ng Pag-IBIG Fund Housing Loan na humiram ng hanggang Php6 milyon upang bumili ng isang tirahan, isang bahay at lote o isang condominium unit. Maaari ka ring makakuha ng pautang para sa pagtatayo ng bahay, pagpapabuti sa bahay o pagkukumpuni o kahit na muling muling pagkita sa isang mayroon nang utang sa pabahay.